I’m buying a car on Pcp finance so I can learn to drive, while I’m learning my dad is going to drive it and keep it at his house where it’s safer. Does he take out the insurance as the keeper of the car and main driver and me as the owner and named driver or do I take the insurance out ?
Hi Freddy. You will need to take the insurance out in your name as the car is registered in your name and the PCP documents are in your name. You should list your dad as a named driver. When shopping for insurance, make sure you advise the address of where the car will be kept, as some insurers may have a problem if it is not your home address.
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